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Coins.ph

Risk Associate (Transaction Monitoring)

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Date Posted

Department

Brazil

Location

Vila Velha, Espírito Santo

We are looking for a Risk Associate to join our Brazil team, focused on Transaction Monitoring. In this role, you will be the local risk point of contact for the BR market, working hands-on with our shared TRMS platform to detect, investigate, and escalate suspicious activity, while ensuring alignment with Brazilian regulatory requirements.

This is a great opportunity for a risk professional with a background in fintech or crypto who wants to operate at the intersection of global risk infrastructure and local regulatory compliance.

Key Responsibilities

  • Monitor and review flagged transactions on the shared TRMS platform, applying BR-specific risk context and regulatory knowledge.

  • Investigate alerts generated by automated rules, assess their risk level, and make disposition decisions (escalate, close, or action).

  • Collaborate closely with the PH-based TRMS team to communicate local risk patterns, provide feedback on rule effectiveness, and request tuning adjustments relevant to the Brazilian market.

  • Prepare and file regulatory reports in accordance with COAF (Conselho de Controle de Atividades Financeiras) and other applicable Brazilian AML/CFT frameworks.

  • Identify emerging fraud typologies and transaction patterns specific to the Brazilian market and document findings for the global risk team.

  • Support the development and refinement of local risk policies and procedures, ensuring they align with both global standards and Brazilian regulatory requirements.

  • Act as the first line of escalation for the BR operations team on transaction-related risk queries.

  • Participate in periodic risk reviews, audits, and regulatory exams as needed.

Requirements

    Experience

  • 2–4 years of experience in a risk, compliance, AML, or fraud operations role within fintech, crypto, banking, or payments.

  • Hands-on experience working with transaction monitoring systems or similar risk tooling.

  • Familiarity with the Brazilian regulatory landscape, including COAF reporting obligations, BACEN guidelines, and AML/CFT regulations applicable to payment institutions and crypto exchanges.

    • Skills

  • Strong analytical skills — able to investigate complex transaction chains and identify patterns of risk.

  • Comfort working with data; ability to query or interpret transaction data reports (SQL is a plus).

  • Excellent written communication skills in Portuguese; working proficiency in English is required for cross-team collaboration with the global TRMS team.

  • Ability to work independently and manage priorities in a remote setting across time zones.

    • Nice to Have

  • Experience working in or with cryptocurrency exchanges or digital asset platforms.

  • Exposure to shared or cross-functional risk systems across multi-country operations.

  • Certifications such as CAMS, CFE, or equivalent.

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